IntermediariesWelcome to
Rural Commercial

We are a leading finance lender specialising in bridging loans and auction finance to the rural property markets.
  • England and Wales
  • For Business purposes only
  • Loans from £25,001 to £4,000,000 
  • Non status finance
  • Up to 24 months
  • Maximum loan to value 70%
  • Individuals / Sole Traders
  • Limited Companies
  • LLP’s
  • Employed and Self Employed
  • Adverse credit considered

Since 2008 our team have assisted numerous farm owners, agricultural property professionals and rural businesses with their financing requirements.

The biggest advantages of bridging loans compared to mainstream commercial mortgages are speed and flexibility. Rural Commercial is often able to make lending decisions within hours of an initial enquiry and able to release funds in a matter of days, preventing rural businesses and property professionals from missing out on time-sensitive opportunities that come their way.

Rural Commercial offers first and second charge bridging loans for business purposes. We do not require a minimum credit score, accounts or proof of income – instead, we are more focused on the property and your future plans.

Diversification
Have an opportunity to diversify your farming business and create income aside from traditional farming?
Bridge to Term
You’ve completed your project but require time to prove its viability before refinancing with the bank?
Property Development
Refurbishing of a small outbuilding or overseeing the construction of a multi-million-pound development?
Change of Use
Converting underused barns or land to convert a redundant asset into generating profits?
Expansion
Have a once-in-a-lifetime opportunity to expand your holdings by acquiring neighboring land?
Debt Consolidation
Consolidating business debts could allow you to regain financial control and increase profits.
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Doing Business with
Rural Commercial.

Whether they’re buying or refinancing a parcel of land, an entire farm or simply want to access capital to fund a new business venture – we’d like to help!

We offer a clear and transparent range of bridging finance, designed to make the whole process simple and straightforward.

We work closely with conveyancers, accountants, IFA’s, surveyors and others, to introduce borrowers to Rural Commercial, recognising these professionals are often among the first to know when a client’s circumstances call for a specialist lender. Our unique common-sense approach means we can often lend when others won’t.

Diversification
Bridge to Term
Property Development
Change of Use
Expansion
Debt Consolidation

Can we support you and your clients?

If you have a client who’s finding it difficult to raise traditional finance, think of us.

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Quick decisions

Decision typically within 24 hours
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Low Rates

Rates starting from 0.75% pcm
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Transparent

No hidden or upfront fees
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Broker Enquiry

Give us your email address and we will send you further information and our latest rates.

    RURAL COMMERCIALHeadquarters
    19 Oxford Road
    Bournemouth
    BH8 8GS
    OUR LOCATIONSWhere to find us?
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    GET IN TOUCHWe're social
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    RURAL COMMERCIALHeadquarters
    19 Oxford Road
    Bournemouth
    BH8 8GS
    OUR LOCATIONSWhere to find us?
    https://ruralcommercial.co.uk/wp-content/uploads/2020/08/img-footer-map-1-1.png
    GET IN TOUCHWe're social
    Follow us on

    Copyright by Rural Commercial 2025. All rights reserved.

    Regulatory Notice

    Rural Commercial Limited registered in England & Wales company number 15958348
    Rural Commercial are not regulated by the Financial Conduct Authority or under the Financial Services & Markets Act (FSMA).

    All loans provided by Rural Commercial are non-regulated mortgage contracts, defined under Article 61(3) of the FCA Regulated Activities Order or non-regulated contracts under the Consumer Credit Act.

    ICO Data Protection License: ZB864799

    Website: Terms and ConditionsPrivacy PolicyCookie Policy

    Copyright by Rural Commercial 2025. All rights reserved.

    Regulatory Notice

    Rural Commercial Limited registered in England & Wales company number 15958348
    Rural Commercial are not regulated by the Financial Conduct Authority or under the Financial Services & Markets Act (FSMA).

    All loans provided by Rural Commercial are non-regulated mortgage contracts, defined under Article 61(3) of the FCA Regulated Activities Order or non-regulated contracts under the Consumer Credit Act.

    ICO Data Protection License: ZB864799

    Website: Terms and ConditionsPrivacy PolicyCookie Policy